Hamburg Head-On Collision Lawyers

While all car accidents are serious, head-on collisions are among the most dangerous. They account for a disproportionate share of fatal crashes. Many victims do not survive the initial impact, and those who do often face life-altering injuries. If you've been injured or lost a loved one in a head-on crash caused by another driver, you may be entitled to significant financial compensation. An experienced Hamburg car accident lawyer can help you understand your rights and pursue justice.

Head-On Car Accident Statistics

Head-on collisions are responsible for approximately 10.8% of all fatal motor vehicle accidents in the U.S. In 2022, this type of crash resulted in 4,253 deaths. Despite comprising only a small percentage of total crashes, head-on collisions have a disproportionately high fatality rate.

In New York State, motor vehicle fatalities have been on the rise. In 2022, there were 1,175 motor vehicle fatalities, the highest number since 2013, reversing the improvements made in the years prior to the COVID-19 pandemic.

What Are Common Causes of Head-On Car Accidents?

Head-on collisions often occur when a driver crosses into oncoming traffic. Common causes include:

• Drunk driving
• Distracted driving
• Drowsy driving
• Adverse weather conditions
• Improper passing
• Poorly maintained vehicles

These factors can lead to a driver losing control and veering into the opposite lane, resulting in a head-on collision.

Why Are Head-On Car Accidents So Dangerous?

Head-on crashes are particularly hazardous due to the combined speed of both vehicles. At higher speeds, the force of impact increases significantly, leading to more severe injuries or fatalities. Even with modern safety features like airbags and crumple zones, the violent deceleration in a head-on collision can be overwhelming for the human body.

Who Is to Blame for a Head-On Car Accident?

The driver who strays from their lane and causes a head-on collision is typically held responsible. However, even if liability seems clear, insurance companies may attempt to shift blame to reduce their payout. 

In New York, if you are found to be 51% or more at fault for the accident, you may be barred from recovering damages. Therefore, it's crucial to have legal representation to protect your interests.

New York’s No-Fault Insurance Laws and Serious Injury Threshold

New York operates under a no-fault insurance system. This means that after an accident, each driver's own insurance covers medical expenses and lost wages, regardless of who was at fault. However, if the injuries meet the state's serious injury threshold—such as significant disfigurement, permanent loss of function, or disability lasting 90 days or more—you may step outside the no-fault system and file a lawsuit against the at-fault driver for additional damages, including pain and suffering.

Wrongful Death Claims in New York

If a loved one has died in a head-on collision, you may be eligible to file a wrongful death claim. In New York, only the personal representative of the deceased's estate can file this type of claim. Eligible beneficiaries may include:

• Spouse
• Children
• Parents (if no spouse or children)
• Other dependents (in limited cases)

Compensation can cover economic damages like lost wages and funeral expenses, as well as non-economic damages such as the loss of companionship and emotional suffering.

Why You Need a Lawyer for a Head-On Car Accident Case

Head-on collisions often result in severe injuries or fatalities, leading to significant medical bills, lost income, and emotional distress. Insurance companies may not offer fair compensation, and navigating the legal system can be complex. An experienced lawyer can:

• Investigate the accident to gather evidence.
• Consult with experts to assess the extent of damage.
• Negotiate with insurance companies for a fair settlement.
• Represent you in court if a lawsuit is necessary.

Having legal representation ensures that your rights are protected and that you receive the compensation you deserve.

Contact Our Hamburg Head-On Collision Lawyers at Dan Chiacchia Injury Attorneys

If you or a loved one has been involved in a head-on crash, contact Dan Chiacchia Injury Attorneys. Our experienced team is dedicated to helping victims of serious accidents recover the compensation they deserve. Call us at 716-648-3030 or submit our online contact form to schedule a free case review with a Hamburg head-on collision lawyer. Located in Hamburg, New York, we serve clients in West Seneca, Orchard Park, Lackawanna, Cheektowaga, Erie County, and the rest of the county.