If you need help filing a motorcycle accident claim, you may be wondering what it is that you need to do. There are a few things that you need to know before talking to an attorney.
Filing a Motorcycle Accident Claim | Weren’t Wearing a Helmet
Clients sometimes ask whether they can still proceed with a motorcycle claim if they weren’t wearing their helmet. Although we always encourage our clients to wear helmets for their own protection and safety, it is still possible to bring a claim in situations where you’re injured on a motorcycle while you weren’t wearing your helmet.
Depending on the nature or extent of your injuries, and which body parts were injured, your damages may not be affected by whether or not you were wearing a helmet at the time. You shouldn’t limit yourself by deciding against bringing an action because you weren’t wearing a helmet. Instead, reach out to a lawyer, have them investigate, order your medical records, and get the facts of your case. Then, you can see whether failure to wear a helmet really makes a difference. Of course, we always encourage everyone to be safe on the roads and wear their helmets.
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Filing a Motorcycle Accident Claim | Having Proper Insurance Coverage
As the weather in Western New York breaks, we’re starting to see some good, warm weather. That presents the perfect opportunity for people in our communities to begin driving their motorcycles and enjoying that weather. Part of what that means, unfortunately, is that we will begin to see a lot more accidents involving motorcyclists.
As a motorcyclist, you need to know that, when you are injured in a motorcycle accident, you are not ordinarily covered by no-fault. That means you would have to pay for any medical costs incurred for injuries sustained in a motorcycle accident – either directly or by using your private health insurance – unless you purchase specific additional coverage to cover injuries that occur while you’re operating your motorcycle. If you are a motorcyclist who intends to enjoy the motorcycle season here in Western New York, you must make sure to consider talking with your insurance agent or contacting your insurance company about purchasing additional coverage that will pay your medical bills through your motorcycle insurance, as opposed to personal insurance, if you are involved in an accident.
If you want an experienced Hamburg personal injury attorney to help you with filing a motorcycle accident claim, please call our office today to get a free confidential case evaluation.