When you are involved in a motorcycle accident, you probably have so much to worry about. You may be left seriously injured, your vehicle might be totaled, and you may be worried about the financial strain this will put on you. Having motorcycle accident insurance can be a huge benefit to you in this situation.
Having Proper Motorcycle Accident Insurance Coverage for an Injury Claim
The most important thing to know, whether you are an owner of a motorcycle or someone who is anticipating buying a motorcycle, is that when you are in an accident and you are on a motorcycle, you do not ordinarily have no-fault coverage. This means that if you are injured, your medical bills are not covered by the insurance that you are carrying on your motorcycle. You will either have to pay out of pocket or use your private health insurance to treat the injuries that you have sustained in the accident. You can purchase specific coverage on your motorcycle liability policy that provides you with no-fault coverage. Usually for a minimal fee, you can add this coverage onto your policy. Ask either your insurance agent or your insurance broker about purchasing that additional coverage but remember that you will not have that to fall back on if you are operating a motorcycle and are involved in an accident.
If you would like more guidance and advise, you should call an experienced attorney to help you make sure you have all of your bases covered. Your health is a priority and you want to make sure that you are able to recover successfully while not having to worry about the insurance aspect. Our Buffalo motorcycle injury attorneys at Chiacchia & Fleming have the experience needed to help you in these tough legal situations. Call us today for a free confidential case evaluation.