Do You Have Proper Insurance Coverage for a Motorcycle Injury Claim?
Watch this educational video by Tiffany M. Kopacz, an experienced Hamburg motorcycle accident lawyer on motorcycle accident insurance coverage, and how to ensure you have the proper coverage in the event of an accident.
The most important thing to know, whether you are an owner of a motorcycle or someone who is anticipating buying a motorcycle, is that when you are in an accident and you are on a motorcycle, you do not ordinarily have no-fault coverage. This means that if you are injured, your medical bills are not covered by the insurance that you are carrying on your motorcycle. You will either have to pay out of pocket or use your private health insurance to treat the injuries that you have sustained in the accident. You can purchase specific coverage on your motorcycle liability policy that provides you with no-fault coverage. Usually for a minimal fee, you can add this coverage onto your policy. Ask either your insurance agent or your insurance broker about purchasing that additional coverage, but remember that you will not have that to fall back on if you are operating a motorcycle and are involved in an accident.
Having the proper motorcycle accident insurance coverage is extremely important to ensure your medical bills for your injuries are covered. If you were involved in a motorcycle accident, contact Chiacchia & Fleming to schedule a free case review with one of experienced Hamburg motorcycle accident lawyers. Our trial team is aggressive and determined when it comes to making our clients whole.